In spite of what many people think, studies have shown that most motorcycle drivers are far more careful than other drivers. Unfortunately, accidents still happen to even the most experienced drivers.
Accident benefit coverage, mandatory in all provinces except Newfoundland, protects you, your passenger, and pedestrians who are injured or killed in an accident. Coverage varies across the country, but it generally includes: medical expenses not covered by a plan, funeral costs, and disability income to injured parties, payment following death of an injured person.
As a conscientious motorcyclist, you want to know your passengers are fully protected, so you should consider family protection coverage. Not all provinces or states require the same level of mandatory liability coverage, so family protection is essential to ensure that you and your family members are covered if you’re injured in an accident where the other driver is at fault and underinsured. It protects you and your family up to the limits of your own policy no matter how low the coverage of the at-fault driver.
“Accident benefit coverage protects you, your passenger, and pedestrians who are injured or killed in an accident.” ~Chad Mullen, Lane’s Insurance
Motorcyclists are passionate people with a reputation for being fun loving, thrill-seekers, but like everyone else, you also want to protect your property and the safety of you and your loved ones. Knowing your options, and having the right kind of insurance can make all the difference when you’re ready to strap on your helmet and go the distance.
