Power outages are not uncommon in Calgary for many reasons, but most commonly they occur because of the weather. Lightning, high winds, and snow and ice are all usual causes of power outages. In Alberta, there is an average of 400,000 lightning strikes each summer, meaning it is actually a major hazard in the province,…
Difficult times in Calgary and Alberta, in combination with the opioid crisis, have made many people desperate. Crime is up in specific areas in the city, but most especially in the downtown. The numbers are staggering. According to a Calgary Sun article published on Aug. 9, in the area surrounding the Sheldon Chumir Health Centre,…
There is so much to think about as a new student. What’s dorm life going to be like? How are you going to find your classes? Will the professors be good? Where is the best place to study? And also the cheapest and yummiest place to eat on campus? With all of these very exciting…
According to the Insurance Bureau of Canada, vehicle collisions are the greatest potential source of loss for many businesses. The National Highway Traffic Safety Administration of the United States measures the average cost to employers for an employee accident at over $15,000, and, of course, if there is an injury, that number rises much higher. That’s…
One of the newest forms of protection you can purchase for yourself and/or your business is cyber insurance — a type of coverage that protects business owners and self-employed individuals from a unique and ever-growing set of online threats. Cyber attacks are constant threats for everyone online, and we all have to be extremely cautious…
Generally speaking, insurance providers calculate business insurance discounts based upon how likely it is that your business will face risk. Adjusters do the math and determine which types of business are least likely to file claims, and those are therefore, the most likely to be offered a discount. There are a number of other factors…
A surprising statistic to many is that 96% of Alberta companies have 50 or less employees, making them, technically, small businesses. Together they bring in more than $100 billion into the provincial economy a year. We truly have an entrepreneurial spirit. The “we can do it” attitude of which is one of the reasons Alberta…
It’s sad to say, but hit and runs are a fairly common occurrence, and they happen most often in parking lots. That’s why it’s very important to always thoroughly check your vehicle upon returning to it. Many parking lots are equipped with cameras so that those who leave the scene of an accident are easily…
Those of us who received their property assessment this month from the City of Calgary probably noticed a drop in the value of their property. This does not mean, however, that you should call your home insurance company to make changes to your plan. Many do not realize that property assessments have very little to…
Much of the fun that comes with summer is the opportunity to get together with friends and family and enjoy the nice weather. There’s nothing better than a backyard barbecue for celebrating the season … and for competing for “best griller” bragging rights among the neighbours. But one thing that is very important to know…