Life insurance is one of the best-known but least-understood forms of insurance, and depending on your personal circumstances, it could be the most important type of insurance you carry. The Basics Life insurance is a product that pays out benefits to the individual(s) named in the policy in the event of their death. Many policies…
If you’re a new first-time owner of a motorhome or RV, you should familiarize yourself with some important terms and coverage options before going ahead and purchasing an insurance policy. Getting the right motorhome coverage is essential to protecting the investment you’ve made. Incomplete or incorrect protection will leave you exposed to risks that could…
Motorcyclists are among the most vulnerable people on the road. They travel at the same speed as cars but don’t have large bodies of steel and glass to protect drivers and passengers. Thus, owners have a unique set of safety needs, and as such, it’s important to be aware of the specific hazards faced when…
With the warm weather finally returning, cabin and vacation home owners will want to start thinking about getting their properties ready for the season. The first thing you’ll want to do is a thorough inspection to make sure everything is as it should be, followed by some routine cabin maintenance. Finally, you should also be…
Calgary has joined the growing number of cities across North America that have made commitments to improving cycling infrastructure. Dedicated bike lanes and separated cycle tracks with protective barriers do a lot to improve safety for cyclists. They also encourage more people to ditch single-occupancy vehicles in favour of a greener, healthier alternative. However, Cycle…
With the continued rise of cloud computing and society’s increasing dependence on digital technologies, it should come as no surprise that phishing and malware attacks continue to be a major problem. These types of cyber attacks are used to target both individuals and businesses, compromising personal data and leading to a long list of potentially…
Every year, your insurance provider is obligated by law to send you a renewal notice at least 30 days before your policy is set to expire. While a lot of people simply take this as a cue to re-up on their existing home or auto insurance policies, your annual renewal period is actually a great…
All-terrain vehicles (ATVs) are a very popular pastime in Alberta, but they’ve been the topic of major safety controversies for some time. According to a recent study conducted by the Alberta Centre for Injury Control & Research (ACICR) and reported by Global News, Alberta is lagging behind many other jurisdictions when it comes to ATV…
Calgary’s municipal authorities perform their annual property assessments in summer, determining the value of privately owned real estate for tax purposes. Citizens receive their documents early in the new year. One thing to keep in mind when going through your assessment is that there’s a difference between the assessment value (or market value) of your…
Everyone knows about the perils of drinking and driving, but drugs often get overlooked. Prescription and illicit drugs can both impair your ability to drive, and from a legal standpoint, you face the same criminal penalties if you’re caught driving under the influence of drugs as you would if you were over the legal blood-alcohol…