Like it or not, autumn’s arrival means unsettled weather is heading to Alberta. Strong storms bring the ever-present possibility of property damage, and many homeowners have questions about how this affects their Calgary home insurance. First, you should be aware that the vast majority of home insurance policies will not cover damage to trees or…
In Alberta, drivers are only required to take vision tests when they first get their driver’s licenses. However, safety experts stress the importance of getting regular vision tests to ensure that your eyesight is where it should be to safely operate a motor vehicle. If your eyesight isn’t as good as it once was, or…
Because Calgary is situated at a relatively high altitude, driving at sunrise or sunset can pose significant hazards. If you’re at just the right angle (or the wrong angle, depending on how you view the situation), the sun can shine directly through your vehicle’s front window at eye level. This can cause blinding conditions, which…
The best way to keep your Calgary car insurance low is to remain claims-free. As many drivers struggle with parking in tight quarters, it pays to review best practices for proper parallel parking and hill parking. Even seemingly minor fender-benders can rack up major damage, which can send your insurance costs skyrocketing. It’s far better…
Calgary’s avid cyclists ride all year long, which means that both cyclists and drivers need to be aware of how to share the road. Safety should always be the top priority for both parties. While cyclists should always ride cautiously and defensively, drivers should also be mindful of the fact that they are capable of…
One thing that home insurance in Calgary doesn’t cover is mould remediation, so it’s very important that you remain proactive about avoiding this potentially dangerous and costly problem. In indoor conditions, mould growth typically arises from consistently high levels of humidity, problems with condensation, or leaky faucets and/or pipes. Two types of mould affect buildings: viable spores, which will spread and…
Maintaining your vehicle is essential to keeping it running at top efficiency, and that in turn will help you be a safer driver. Remember: the best way to save money on car insurance in Calgary is to remain claims-free, and proper car care is an essential means to that end. There are loads of simple…
When it comes to compensating Calgary home insurance policy holders for their losses, insurers will use one of two options: “actual cash value” (ACV) or “replacement cost” (RC) coverage. Your existing insurance policy will specify which of these two options applies to your coverage, but if your policy is up for renewal, or if you’re…
While standard home insurance policies offer coverage for the valuable items inside your house, most coverage is subject to limitations. When it comes to home insurance in Calgary, it’s very important that your coverage accurately reflects the true value of your personal property. All home insurance policies have coverage limits, which represent the maximum value of…
At first glance, cracked windshields may not seem to be an important factor when it comes to Calgary auto insurance. However, the truth is that your car’s windshield plays an extremely important role in the safety of both the vehicle itself and the passengers it carries. Cracked windshields put you and your vehicle at risk,…