Maintaining good driving habits and avoiding accidents will help keep your Calgary car insurance low. Unfortunately, bad habits are as easy to develop as good ones! Many local drivers have a tendency to follow others too closely, which is a very dangerous practice, especially in the winter. Snow and slick, slippery driving conditions make roads…
Interactions between drivers and pedestrians can be difficult to manage, and in worst-case scenarios, they can be dangerous or downright deadly. While pedestrians need to remain alert and aware of their surroundings at all times while they’re on the streets, drivers also have an important role to play. Predicting pedestrian behaviour is a very important skill, particularly…
The unfortunate fact is that auto theft remains a major problem in Calgary and throughout Alberta, despite the fact that anti-theft devices have been required by law for all vehicles manufactured in Canada since 2007. Having your vehicle stolen could affect your Calgary auto insurance rates. Insurance companies may raise an individual’s premiums after he or she…
Many homeowners simply assume that their valuables are protected from loss or theft by standard clauses in their home insurance policies. In reality, things aren’t always so straightfoward. Consider this story about a Markam, Ontario couple who were the victims of a Christmastime house fire in 2013 as a cautionary tale of what can happen if you aren’t proactive…
Road safety is the shared responsibility of all drivers, but the unfortunate fact is that some people set a better example than others. As part of your commitment to be a safer driver, it’s important to learn to recognize potentially dangerous habits in others. That way, you are better prepared to react properly when you…
Your accident record has a pronounced effect on your vehicle insurance. If you’re involved in one or more at-fault accidents, insurers will deem that you pose a greater risk, and you can expect that your premiums will rise. On the other hand, if you stay claims-free and accident-free for an extended period of time, insurers…
Avoiding accidents in Calgary during any season can be difficult, and winter makes it even harder. Driving conditions in Alberta can be treacherous during the cold-weather months, yet there’s no avoiding the need to head out on the road. Being prepared is the best thing you can do, and that means brushing up on your…
As you know, enjoying the lowest possible rates on auto insurance in Calgary requires that you avoid accident and stay claims-free. Winter tires have a proven safety record, helping drivers avoid accidents and collisions on icy and snowy roads around Calgary and Alberta. While many drivers are tempted to save some money and rely on…
The rise of digital media has changed the way hundreds of thousands of Canadians work. It’s becoming increasingly common for people to work from home, either part-time or full-time. If you telecommute or operate a home-based business, you may need to later or update your homeowners insurance to properly protect your assets. Basic home insurance is not…
While you may be under the impression that any ticket or violation will negatively affect your car insurance in Calgary, this isn’t necessarily the case. Insurance companies will only increase your premiums if they deem you to be at increased risk for filing a claim. As such, generally the chances of your insurance rates going…