In spite of what many people think, studies have shown that most motorcycle drivers are far more careful than other drivers. Unfortunately, accidents still happen to even the most experienced drivers. Accident benefit coverage, mandatory in all provinces except Newfoundland, protects you, your passenger, and pedestrians who are injured or killed in an accident. Coverage…
Very little compares to the experience of being on the water and knowing you can go anywhere it will take you. Unfortunately, there are limits to where your coverage protects you, which you should discuss with your insurance provider. Your broker will let you know whether or not you will need expanded coverage to make…
Motorcycles provide a kind of freedom you don’t get behind the wheel of a car. But when it comes to insurance, they’re not so different. As with car insurance, some types of coverage are mandatory, but what is legally required is rarely enough to recoup your losses if an accident occurs. Requirements: A minimum of…
Being involved in an accident can mean a significant inconvenience while your vehicle is in for repairs. Depending on the damage, your car may be in the shop for days – or even weeks. If the other party to the accident was the one at-fault, there can be delays or disputes when trying to contact…
Building your own house can be an exciting and highly rewarding experience, but it can also be a risky one. There are many perils that can occur with any construction project. While under construction, your new home is not covered under your existing home insurance policy. In order to insure your home during construction, you…
This is a common question that is asked of customer service agents at car rental companies all over the country. Many people assume that their auto insurance will follow them no matter what vehicle they are driving. This is not the case when it comes to rentals. Your policy will not automatically provide coverage for…
Staying current with building bylaws can be a challenge for which you need to be prepared. Just because your home met the required codes when it was built, it may not always stay that way. This becomes increasingly true in older homes, and the costs associated with meeting new laws can be significant. If you…
You’ve made the move to another city, and on top of the extra expenses of boxes and packing supplies, hiring movers, deposits for utility companies, and having your mail changed over, now you find out that the cost of your insurance has gone up too. When calculating premium rates, insurance companies consider many factors. The…
We all want to do whatever we can to keep our families safe and our belongings secure. Having a centralized burglar and fire alarm system installed in your home can give you that security and piece of mind, but did you also know it can save you money? The actual discount varies based on the…
Typically, if you lend your car out to someone from time to time, and they have a driver’s license that is in good standing, your policy will provide the primary coverage in the event of an accident. If your friend has an insurance policy, their policy will likely only cover the amount over and above…