When dealing with all types of insurance coverage in Alberta, it’s crucial to ensure that you are carrying adequate protection for your specific circumstances. Being underinsured can leave you and your loved ones vulnerable to serious financial consequences, which is why it’s vitally important that you understand all the terms, conditions and coverage limits associated…
DetailsImplementing proven, practical measures for reducing workplace hazards is the best way to avoid accidents and prevent the need to file claims. By being proactive about workplace safety, you aren’t just giving your employees a better working environment; you’re also reducing your costs for commercial insurance in Alberta. The easiest and most effective way to…
DetailsWith spring well on its way, and motorcycle riders itching to hit the road for a nice long cruise, it’s time to think about seasonal road safety considerations. The spring can make the roads treacherous in Alberta, for a number of different reasons. Watch for Potholes Potholes and motorcycles do not mix well together, and…
DetailsDue diligence is an extremely important concept to fully understand whenever you’re dealing with commercial insurance. Yet, as many Alberta commercial insurance brokers have noted in interviews and research studies, it’s not uncommon for business owners to misunderstand their responsibilities. Since failure to perform due diligence can lead to gaps in commercial insurance coverage or,…
DetailsEvery Alberta homeowner is familiar with the annual renewal requirements of their home insurance policy. However, many still neglect to make comprehensive assessments of their property come renewal time, regardless. It can be because of being pressed for time or simply a lack of awareness, but assessments are an important part of your due diligence as…
DetailsCuts, scrapes, bumps and bruises are a fact of life. While you should seek emergency medical attention if you or a family member is seriously injured, many minor incidents can be treated at home using basic first aid. You never know when an accident might happen, so a basic first aid reminder is always a…
DetailsRates for vehicle insurance in Calgary are primarily guided by your driving record. Drivers with strong safety track records enjoy reduced discounts, as they are deemed by insurers to pose lower risk. You may not realize it, but vehicle manufacturers install all kinds of features designed to help you avoid accidents and stay safe on…
DetailsOne of the primary factors affecting auto insurance rates in Calgary is the driver’s perceived risk. Insurance companies are in the business of predicting potential perils; if you’re deemed to pose a higher likelihood of filing a claim, your premiums will be higher than those offered to a driver who is viewed as a lower…
DetailsCertain types of contractors, particularly those involved in labor-intensive industries like energy and construction, must carry specialized insurance at all times. Contractors insurance in Alberta is designed to cover liabilities, workers’ compensation and certain inherent risks. While risk insurance is usually optional, liability and worker’s compensation coverage are mandatory. Before you begin to compare contractors…
DetailsTraffic citations can have a negative impact on your vehicle insurance in Calgary, and one serious infraction to avoid is failing to react properly when you encounter an emergency vehicle. Being courteous to police cars, fire trucks and ambulances isn’t just better for your financial bottom line; it’s also common courtesy and an essential part…
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