Group auto insurance in Alberta is a convenient and affordable option for fleet owners seeking enhanced protection for their commercial vehicles. Commercial insurance is required for vehicles that are used to transport materials, equipment and personnel for business purposes. This type of vehicle insurance provides all the same types of protection you get from basic personal auto policies, including liability coverage, accident benefits and compensation for damage to your vehicle. However, it differs in one key way: commercial auto insurance also covers tools, equipment and materials being stored in the vehicle for business purposes. Most personal policies do not cover these types of assets.
The Garage Keeper and Premier Networks Programs
Beyond providing excellent rates on commercial auto insurance in Alberta, Lane’s Insurance also supports fleet owners through its Garage Keeper and Premier Networks programs. The Garage Keeper program is specially designed for businesses that keep customer vehicles on their property for extended periods of time, including enterprises like auto repair shops, gas bars and service stations. It provides enhanced coverage and added protections for very modest premiums, helping you provide better levels of customer service and rest assured that you’re covered no matter what unforeseen circumstances may strike.
The Premier Networks program from Lane’s Insurance is built through partnerships with trusted local repair facilities. To qualify for our Premier Networks program, a repair shop must provide:
- Professional repair services performed by licensed and specially trained technicians
- National limited warranties on repair services
- Guaranteed dates for repair completion
- Vehicle pick-up and drop-off, if requested by the customer
- Full cleaning and detailing of the vehicle prior to its return
When you purchase your commercial auto insurance in Alberta through Lane’s, we will also handle all repair bills on your behalf, so you don’t have to worry about settling up before getting your business vehicles back on the road.
Tips for Reducing the Cost of Your Commercial Auto Insurance Alberta
At Lane’s Insurance, we always strive to provide the most inclusive possible coverage for the lowest possible prices. We’re happy to share tips that can help you keep your commercial auto insurance premiums as low as possible. Popular strategies include:
- Adjusting your coverage limits and adding deductibles
- Earning discounts by purchasing multiple policies through Lane’s
- Prioritizing in-house safety initiatives, such as enhanced driver training courses, to reduce risk
- Opting for usage-based commercial fleet insurance
Discover the Lane’s Insurance advantage for yourself and reduce your fleet coverage rates on commercial auto insurance in Alberta. To get started, visit Lane’s online for a fast, free quote.