Albertans who have gone through their car insurance renewal process recently have pretty much unilaterally seen a hike in their premiums, which is unwelcome news for vehicle owners. But you do have options. Before your renewal date comes and goes, be sure to reach out to a certified insurance broker such as us at Lane’s. We are your very best bet for finding even better car insurance coverage at a lower price.
For just about every major purchase we as consumers make, we shop around for the very best price. Except when it comes to insurance. We understand why this is. Shopping for insurance can be intimidating, as there is a lot of jargon involved, and policies can seem vague and overly complicated. Many people just stick with the same provider they’ve been with for years because they remember the experience of picking their policy negatively, and simply don’t want to go through it again. That’s where we come in. We do your shopping for you, slicing through the fog and clearly explaining the differences between policies and why one might be better for you than another.
Brokers work for you, not the insurance companies. Insurance brokers are able to get lower car insurance rates than your average agent because they are free to compare and contrast the policies of several different providers in order to find the best fit for you. We are proud to partner with the very best car insurance providers in the business, and would never offer any insurance product that doesn’t meet our stringent standards.
In addition to being able to provide a suite of options to our clients, we are also able to provide our expertise. Insurance brokers have access to lower car insurance rates because we have the experience and training necessary to select the correct policy for our customers. We have a proven track record of matching people to the right kind of policy, which saves insurers money in unnecessary claims.
Insurance brokers also know how to avoid underinsurance, which could affect you greatly as a policyholder. Underinsurance is when you do not have adequate coverage, and so if you need to file a claim it’s possible that your policy wouldn’t cover the overall claim amount.
Brokers See You as an Individual With Needs
We know that people want fast, easy and personal service. Because a broker works with you as an individual, they are better equipped to deal with your specific needs. Consumers who have used traditional services have said that they were expected to fit into a company’s generic policy, and if questions arose or changes needed to be made, the quality of service suffered. Also, traditional services often refer customers to large call centres staffed by employees with little insurance knowledge. A broker will inquire about your circumstances to help you find the right policy. Because brokers are so well-trained, we can work more efficiently and save our clients time.
Brokers Know Their Products
The right car insurance can give you peace of mind, especially when you know you are also getting lower car insurance rates. An insurance broker knows the products they work with and can effectively cross check different companies’ policies to be sure to check all of the boxes on your insurance to-do list. Experienced brokers excel at educating customers, answering questions and explaining coverage so you will never feel like you aren’t sure of your purchase.
Brokers Get Better Discounts
In addition to the deals we get from insurance companies for selling their products to the right consumer, insurance brokers also have access to a number of different types of discounts to help find you lower car insurance rates. And we will never fail to ask if you qualify for each of them. Insurance companies have the bad habit of concealing potential savings from their clients, whereas our mandate is to reveal absolutely everything. Several companies provide alumni discounts, discounts for certain types of professions, reductions for bundling your policies, and so on. We know the right questions to ask to ensure you get the best deal available.
Lower Car Insurance Rates From Lane’s
Lane’s Insurance is a leading Alberta-based brokerage working out of Calgary, Banff, Edmonton and greater Alberta. In addition to extensive customer resources, outstanding claims support and value-added service, Lane’s Insurance helps you save by getting insurers to bid on your business. The end result is fantastic coverage at lower car insurance rates.
