We all want to do whatever we can to keep our families safe and our belongings secure. Having a centralized burglar and fire alarm system installed in your home can give you that security and piece of mind, but did you also know it can save you money? The actual discount varies based on the insurance company, but having a monitored security system can save you fifteen to twenty percent off of your homeowner’s insurance. Oftentimes this discount will balance out the cost of the alarm and monthly monitoring.
The best kind of alarm to have installed is a monitored system. An unmonitored system usually consists of flashing lights and sirens in your home, which are loud enough to be heard by nearby neighbors, but you are reliant on those neighbors calling the police for it to be effective. With a monitored system, a security company keeps tabs on your home twenty-four hours a day and will contact the police if something triggers the system. The monitoring company will call you on your home or cell phone to verify that there is an actual emergency. They will require a pass code before deactivating the alarm or contacting the authorities. If they aren’t given the correct passcode, they will make the necessary call. This gives you the security of knowing that even if you’re being threatened, the police will be notified.
“Having a centralized burglar and fire alarm system installed in your home can give you that security and piece of mind, but did you also know it can save you money ?” ~ Chad Mullen, Lanes Insurance
A secure home is all about the safety of your loved ones. In addition to having a monitored security system, consider taking the additional precautions of installing deadbolt locks, shatterproof windows, and motion-sensing lighting. If you have had an alarm installed, contact your Calgary homeowner insurance broker today and send in the alarm certificate to have the discount applied to your policy.
This blog post is part of the “Top 10 Home Insurance FAQ’s” eBook.
