In many ways, insuring your motorcycle is like insuring a car. As with car insurance, some motorcycle insurance is mandatory. But, as you know, what is legally required is rarely enough to recoup your total losses if an accident was to occur. Whether you’ve been riding for years or you just got your license last month, it’s important to carefully consider the options for your motorcycle insurance.
You must have a minimum of $200,000 of third-party liability coverage in the event that you are held responsible for property damage or bodily injury caused by using or operating the motorcycle. Your policy must also include protection from property damage, and accident benefits coverage for medical expenses.