Business insurance is a broad topic, and Calgary companies need to be aware of each type of coverage available to ensure all their interests are fully protected. Here’s an overview of the main types of business coverage out there. Commercial Auto Insurance All vehicles that are used for commercial purposes in Calgary and Alberta must…
Due diligence is an extremely important concept to fully understand whenever you’re dealing with commercial insurance. Yet, as many Alberta commercial insurance brokers have noted in interviews and research studies, it’s not uncommon for business owners to misunderstand their responsibilities. Since failure to perform due diligence can lead to gaps in commercial insurance coverage or,…
A recent survey conducted by Hydro-Québec found that people in Calgary pay some of the highest rates for energy and utilities in North America. While there are a lot of reasons and a lot of blame about the situation, chances are there’s plenty of room for you to cut back on your energy consumption. This…
Business insurance provides vital protections that are the key to the long-term health and safety of your enterprise. However, many business owners in Calgary- particularly small business owners – constantly struggle to keep their business insurance premiums affordable. If you’re looking for ways to enjoy lower business insurance rates in Calgary, there are several proven…
Think of the outside of your business as your first line of defense against forced entry as you consider the unique measures required to protect your business. Doors • Install exterior doors constructed from external grade materials based on local building code and manufacturer guidelines • Ensure exterior doors and frames are reinforced and well…
Weekly: Inspect dry valves controlling water supplies used exclusively for the system to ensure they are accessible and working properly. Monthly: Inspect wet valves to ensure they are wide open and sealed or locked into position. Quarterly:Test sprinkler system alarm using the most hydraulically remote test connection or the alarm by-pass test connection (when conditions…
A lightning strike can result in damages ranging from power surges, fire, to loss of life. Along with annual visual inspections of your system, we recommend having your system inspected and ground conductivity tested every five years, at a minimum. Understanding the risks lightning poses and following some proactive steps can help you improve safety measures,…
Equipment Breakdown Protection: Think of the impact of your telephone system or cash registers breaking down, or how a problem with your heating and air-conditioning unit, refrigerator, or electrical panel would affect your business. Without equipment breakdown insurance, your business is at risk of absorbing the full impact of the cost of repairs, replacement parts,…
Eliminated from homes and businesses across North America following World War II with DDT, these unwanted “guests” create the potential for financial loss. DDT was banned in the 1980s when it was found to have harmful effects on the environment. Global Resurgence Cleanliness has little to do with the causes of infestation and until recently,…
Following simple safety procedures can keep your staff and equipment safe, while reducing the risk of an accident and potential losses. Enforce strict rules banning open flame and smoking in areas where propane is stored or used Store tanks or cylinders: In the position for which they were designed Chained or locked inside a secure…