What’s the Difference Between Your Property Assessment and Your Home Insurance Value?

Calgary’s municipal authorities perform their annual property assessments in summer, determining the value of privately owned real estate for tax purposes. Citizens receive their documents early in the new year. One thing to keep in mind when going through your assessment is that there’s a difference between the assessment value (or market value) of your…

Alberta House Insurance Tip: Roof and Siding Maintenance

Your roof and siding are the two outermost layers that protect your home. These layers not only keep your home warm and dry, they also protect its structural integrity and other components. Hail, wind, heavy snow and rainstorms often result in flying debris that damage roofs and siding. When damage is minor, it often goes undetected. Failure to detect minor damage and/or…