Implementing a safety plan can reduce your insurance cost and exposure to uninsurable loss. Larger businesses should have a safety manual. Records — document the processes of safety plan implementation. Utilize checklists to expedite processes, maintain accurate records, and keep information accessible. Inspections — regular inspections will ensure timely maintenance and repairs Accident Reports —…
Internal Protection The inside of your premises will require security measures based on a number of factors including floor layout, equipment, and inventory. Consider measures necessary to protect your property from burglary during and after business hours. Cash Install a till-guard to avoid cash being taken from an open drawer Cash-out after locking the premises…
Think of the outside of your business as your first line of defense against forced entry as you consider the unique measures required to protect your business. Doors • Install exterior doors constructed from external grade materials based on local building code and manufacturer guidelines • Ensure exterior doors and frames are reinforced and well…
A lightning strike can result in damages ranging from power surges, fire, to loss of life. Along with annual visual inspections of your system, we recommend having your system inspected and ground conductivity tested every five years, at a minimum. Understanding the risks lightning poses and following some proactive steps can help you improve safety measures,…
Equipment Breakdown Protection: Think of the impact of your telephone system or cash registers breaking down, or how a problem with your heating and air-conditioning unit, refrigerator, or electrical panel would affect your business. Without equipment breakdown insurance, your business is at risk of absorbing the full impact of the cost of repairs, replacement parts,…
Following simple safety procedures can keep your staff and equipment safe, while reducing the risk of an accident and potential losses. Enforce strict rules banning open flame and smoking in areas where propane is stored or used Store tanks or cylinders: In the position for which they were designed Chained or locked inside a secure…