Keeping your home insurance in Calgary as affordable as possible means avoiding claims, and with summer upon us, now is the time to look at some of the season’s most common property hazards. Being aware of the risks and taking proactive steps to avoid them is the best strategy for a claims-free summer. Flooding and…
Spring is the best time of year to perform a thorough check of your home’s maintenance needs, allowing you to address any problems that may have cropped up during the winter. The cold-weather months – however brief this year in Calgary – can still put a great deal of strain on your home. It’s important…
Building and maintaining an up-to-date inventory of your valuables and personal possessions is a great way to ensure your Calgary home insurance will protect you from the unexpected. Without one, you risk suffering from coverage gaps that may come into play if a theft, extreme weather event, flood, accident or other unforeseen disaster results in…
The holidays are just around the corner in Calgary, and nobody wants an accident to dampen their festive spirits. Yet, statistics show that injuries tend to spike around the holiday season, since homes are hosting increased levels of activity and decorations, fireplaces and other cozy tidings of goodwill and happiness pose some safety risks to…
An unfortunate fact of aging is that it makes us more prone to accidents around the house, and many older people need to adapt their lifestyles to their changing needs. At Lane’s Insurance, we encourage older homeowners to implement comprehensive safety plans. As a leading provider of home insurance in Calgary, our goal is to help you…
The best way to keep your home insurance in Calgary as low as possible is to remain claim-free. Along with weather, fires are one of the leading causes of homeowner insurance claims in Canada. With winter in full swing, it’s a good idea to brush up on your fireplace safety. There are more house fires…
The best way to enjoy consistently low rates on your home insurance in Calgary is to remain claim-free, and that means brushing up on your safety and accident prevention tips. This is especially important in winter, when slips and fall occurrences are at their peak. Remember: if someone hurts themselves on your property, you’re liable…
This past spring, southern Alberta suffered the costliest natural disaster in Canadian history. All told, the province’s insurance companies were on the hook for over $1.7 billion in property damage. As a result, many will be making changes to the way they provide coverage. A number of the province’s leading insurance companies are altering the…
In response to growing calls for more oversight and regulation, Alberta’s provincial government recently introduced a number of systemic amendments to help protect condo owners from potential financial pitfalls. The amendments are scheduled to be voted on in the provincial legislature in the spring of 2014. Proposed changes include clarifications to laws governing maintenance and repair…
Even before severe flooding devastated southern Alberta in the spring of 2013, insurance industry insiders were predicting that severe weather trends were pointing to an eventual increase in home insurance rates throughout the province. Acknowledging a rise in claims due to stronger and more frequent storms, insurance industry statistics showed that Alberta homeowners had suffered…