September has been perfectly lovely in the province so far, and it looks like we’re going to be enjoying a few more weeks of seasonal temperatures at least. The nice weather won’t stop the leaves from starting to fall, unfortunately, revealing the full skeletons of the trees on your property. Fall is actually the perfect…
Your home insurance policy has a number of different sections that many of us don’t fully understand. We put a lot of faith in our insurance provider to ask the right questions when we purchase our policy, but even if they do we’re often unprepared to answer properly. The entire procedure of getting your home…
The major appliances in our homes can cost hundreds – even thousands – of dollars. When one quits working it can be a huge hit to personal finances. Home insurance policies generally do not cover repairs or replacements of appliances due to regular wear and tear. Your home insurance will kick in, however, for damage…
Many first-time home buyers choose condo living for its relative ease of ownership. Condos are priced lower than most stand-alone homes, making them a great way to enter the market. One of the biggest benefits of condo ownership has to be that outdoor maintenance is usually carried out for you, paid for as part as…
It’s been a long and cold winter in Calgary — perfect for escaping. Every year more than 500,000 Canadians make their way to warmer climes, heading to places like California, Arizona, Florida, and Mexico. Since we can currently stay in the U.S. and Mexico for six months (and may soon be able to stay in…
There’s a lot of work to planning a wedding, and everyone wants it to go flawlessly so they and their guests can relax and enjoy themselves. With so many moving parts, though, there’s a lot that can go wrong. Fortunately, different types of wedding insurance can help protect the investment you’ve made in the day…
If you’re renewing your insurance coverage this spring, or if you’re looking to switch providers, or just thinking about adding more comprehensive types of protection, it’s important to factor in season-specific risks that spring can pose. Although winter can be our toughest season – both mentally and physically – often spring is when you’re most…
Parents with children studying at post-secondary institutions often wonder whether their kids will be covered under their insurance while they are away from home. From property insurance to coverage for drivers, insurance companies provide a comprehensive range of solutions for students. Even if your child is still covered under your existing policies, it’s always a…
The rise of digital media has changed the way hundreds of thousands of Canadians work. It’s becoming increasingly common for people to work from home, either part-time or full-time. If you telecommute or operate a home-based business, you may need to later or update your homeowners insurance to properly protect your assets. Basic home insurance is not…
When it comes to compensating Calgary home insurance policy holders for their losses, insurers will use one of two options: “actual cash value” (ACV) or “replacement cost” (RC) coverage. Your existing insurance policy will specify which of these two options applies to your coverage, but if your policy is up for renewal, or if you’re…