As a Calgary homeowner, you know there is a lot more to getting ready for winter than putting extra blankets on the beds and turning up the heat. While protecting your pipes by disconnecting your garden hose might not be the first thing on your winter home maintenance checklist, consider this: a frozen garden hose…
Have a process in place to obtain and verify insurance certificates is the best defense against uninsured contractors; it’s a simple solution to guard against potential risks. If contractors are adequately insured, their insurance will cover claims and the contractor will be responsible for any deductibles. Get the contractor’s license number and make sure they…
Very little compares to the experience of being on the water and knowing you can go anywhere it will take you. Unfortunately, there are limits to where your coverage protects you, which you should discuss with your insurance provider. Your broker will let you know whether or not you will need expanded coverage to make…