Very little compares to the experience of being on the water and knowing you can go anywhere it will take you. Unfortunately, there are limits to where your coverage protects you, which you should discuss with your insurance provider. Your broker will let you know whether or not you will need expanded coverage to make your dream trip possible.
“There are limits to where your coverage protects you, which you should address with your insurance provider.” ~Chad Mullen, Lane’s Insurance
Canadian watercraft owners have a lot of water to navigate, including the inland waters of Canada and the U.S. above 40° N. On the west coast, this includes the coastal waters (within 20 miles of shore) of the Pacific around the Vancouver Islands and mainland British Columbia. Other areas include the Great Lakes and their tributaries. On the east coast, you’re generally limited to staying within 52° N and 40° N in Canadian and U.S. coastal waters.
A little planning can make a world of difference. If you decide you want to travel beyond these limits, you can obtain expanded navigation limits that give you the ability to go outside the country, but you need to have them approved by your insurance company in advance.
