A “fleet” is generally defined as five or more commercial vehicles that are used in day-to-day business operations, and if your business operations include a fleet of vehicles, chances are you’re always looking for ways to lower your Calgary commercial auto insurance rates. You should regularly review your insurance coverage as your fleet grows to…
Internal Protection The inside of your premises will require security measures based on a number of factors including floor layout, equipment, and inventory. Consider measures necessary to protect your property from burglary during and after business hours. Cash Install a till-guard to avoid cash being taken from an open drawer Cash-out after locking the premises…
Think of the outside of your business as your first line of defense against forced entry as you consider the unique measures required to protect your business. Doors • Install exterior doors constructed from external grade materials based on local building code and manufacturer guidelines • Ensure exterior doors and frames are reinforced and well…
Weekly: Inspect dry valves controlling water supplies used exclusively for the system to ensure they are accessible and working properly. Monthly: Inspect wet valves to ensure they are wide open and sealed or locked into position. Quarterly:Test sprinkler system alarm using the most hydraulically remote test connection or the alarm by-pass test connection (when conditions…
Equipment Breakdown Protection: Think of the impact of your telephone system or cash registers breaking down, or how a problem with your heating and air-conditioning unit, refrigerator, or electrical panel would affect your business. Without equipment breakdown insurance, your business is at risk of absorbing the full impact of the cost of repairs, replacement parts,…