For motorcycle enthusiasts, there’s simply nothing quite like the feeling of cruising through Alberta’s stunning landscapes, however staying safe and properly insured should always be part of the journey.
Whether you’re getting ready for your first ride of the season or looking to reduce your motorcycle insurance costs, understanding how to protect yourself can make all the difference for a very smooth ride.
Staying safe on your motorcycle
Spring in Calgary and across Alberta brings a unique set of riding challenges. After a long winter, roads can be unpredictable, and even experienced riders need to adjust.
One of the biggest hazards early in the season is potholes, which are caused by our repeated freezing and thawing cycles. Scan the road ahead and maintain a safe following distance so you have time to react. If avoiding a pothole isn’t possible, slow down, ride over it in a straight line, and slightly lift off the seat to let your legs absorb the impact.
Equally dangerous is leftover gravel and sand from winter road maintenance. These loose surfaces significantly reduce traction, making it easier to lose control. When riding on gravel:
- Avoid sudden braking or sharp turns
- Maintain a steady speed
- Keep your body relaxed and balanced
- Focus your vision ahead and not down
If you must brake, apply gentle, even pressure. Riding in existing tire tracks can also improve stability.
Beyond road conditions, defensive riding is key. Always assume other drivers may not see you, especially at intersections. Wear proper protective gear, including a helmet, gloves, and abrasion-resistant clothing, and ensure your bike is in top mechanical condition before heading out.
Great motorcycle rides in Alberta
Alberta has some of the most beautiful motorcycle routes in Canada, which combines wide-open roads with dramatic mountain views and rich history.
One of the most iconic is the Historic Cowboy Trail. The Highway 22 route runs parallel to the Rocky Mountains and offers a blend of stunning scenery and small-town charm. The section from Priddis to Highway 3 is especially popular.
Notable stops along the way include:
- Bragg Creek
- Millarville
- Black Diamond
- Longview
Further south, the Bar U Ranch National Historic Site showcases Alberta’s ranching heritage.
From there, riders can continue west along the Crowsnest Pass, with highlights including the Frank Slide Interpretive Centre, which tells the story of the devastating 1903 rockslide. There are also the remains of historic coal mining operations like Leitch Collieries.
Other must-ride routes include:
- The Calgary to Kananaskis loop through the foothills to the Rocky Mountains
- The Icefields Parkway between Lake Louise and Jasper, considered one of the most scenic highways in the world
- Calgary to Waterton, ending at Waterton Lakes National Park and sure to provide lots of wildlife to spot
Customizing your motorcycle insurance
While enjoying the ride is important, managing your motorcycle insurance costs is equally essential — especially in a province where premiums can be high.
Work with an insurance broker
Partnering with an experienced brokerage such as us at Lane’s is one of the most effective ways to save. We have access to multiple insurers and can compare policies to find the best combination of price and coverage for you and your bike. They also understand the nuances of underwriting and can identify discounts you might otherwise miss.
Increase your deductible
A higher deductible means you’ll pay more out of pocket in the event of a claim, but it can significantly reduce your monthly premium. This is a good option for riders who have a strong safety record and are comfortable assuming a bit more risk.
Bundle up
Bundling your motorcycle insurance with your home and auto coverage can lead to substantial savings.
Choose the right bike
Motorcycles with smaller engines (lower CC ratings) are generally less expensive to insure because they are statistically associated with fewer and less severe claims.
Secure your motorcycle
Installing an anti-theft system and storing your bike in a secure location can reduce your premium. Theft risk is a major factor in insurance pricing, particularly for newer or high-value motorcycles.
Competitive quotes on complete coverage packages from Lane’s Insurance
If you’re looking for motorcycle insurance in Alberta, be sure to consider the many benefits of being a Lane’s Insurance client. In addition to excellent coverage packages at very competitive rates, Lane’s Insurance offers second-to-none claims support, a helpful library of digital resources and outstanding customer service. As a brokerage, Lane’s Insurance works for you, not the insurance providers, so you can always be sure you’re getting the best coverage at the lowest prices. Contact us at our Calgary, Banff, Edmonton and greater Alberta offices.
