There are many reasons why it’s wise to choose an insurance broker, not the least of which is that insurance brokers are highly trained experts in their field. With many years of experience under their belts, Lane’s staff of skilled and knowledgeable insurance brokers are all fully licensed and have received the appropriate accreditation to provide you with the very best service possible.
At Lane’s Insurance we work for you, not the insurance companies. We serve the entirety of the province of Alberta, and promise to not make you fill out long and arduous online forms. We prefer to speak in person, as this is the best way we can really get to know you and your unique situation, and therefore find you the best coverage at the lowest rates we can.
There are many benefits to using a broker, and Lane’s provides a service guarantee that always protects your best interests.
We Work For You
Insurance brokers work specifically on behalf of their customers. We are not employed by insurance companies, but are independent professionals that essentially act as agents. We have access to dozens of plans put together by Canada’s very best insurance providers, meaning we can connect our clients with the insurance products you need to protect your homes, vehicles, businesses, property and interests. Our personal insurance products includes auto, home, condo, life, motorcycle, tenant and travel insurance. Our business insurance products include commercial auto insurance, commercial property insurance, surety bonds, contractors insurance, farm insurance, oil and gas insurance and rental property insurance.
We Are Not Obliged to Anyone
Unlike traditional insurance companies, we have no obligation to sell any specific policies to anyone. We will only offer what is best for you. Quite often when dealing directly with a provider there will be a heavy push to purchase a policy that has been recently designed or that needs a larger pool of people signed up for in order to make it more economically feasible. It can be a lot like shopping for a cell phone plan. We all know how much pressure there is to sign up for the newest, shiniest package when we buy a new phone, even though our old plan was working just fine.
Insurance brokers obtain quotes from multiple providers and offer unbiased comparisons of the terms and conditions related to various options and policies. When you go directly to an insurance provider your choice are far fewer.
We Will Be There for You
Some think that brokers just procure customers for insurance companies, and as soon as you sign on the dotted line they are out of the picture. This is simply not true. We are available at all times to answer your questions, help you through the claims process and advocate on your behalf. Working with a broker is especially advantageous during home and auto insurance renewal time, as we can assist you in going through your policy offer carefully and determining any changes that should be made.
We Will Not Charge You
There is no fee for working with an insurance broker. We sustain ourselves by working a lot like a retail storefront. We have a large selection of policies available that, through our relationship with the supplier, we have been provided access to. When we are able to properly match a client with the right policy, we receive a small percentage from the insurance company for having “brokered” the deal.
We Can Help Identify Your Risks
Insurance brokers are experts at identifying potential risks. This means that we may even be able to provide advice on reducing risk before you renew your policy or change your provider in order to help lower your premiums. And as some insurance companies pay more attention to specific risk factors than others, we can assist in navigating through those potential minefields so that you can get the coverage you need without completely changing your lifestyle.
Finally, speaking specifically of home insurance policies, we pay extra attention to the special limits placed on the value of items you have in your home. Special limits can be precariously low for valuables such as jewelry, collections and sporting equipment, which can make for a very unhappy surprise should you ever be broken into and have to file a claim for missing items. We will very carefully go through your policy and recommend raising limits that don’t accurately reflect the worth and significance of your treasured belongings.
About Lane’s Insurance Brokers of Calgary
Purchasing your coverage through a broker rather than directly from a provider buffers you against the risks and pitfalls that arise from not knowing enough about your insurance products. Lane’s Insurance is a customer oriented, matter-of-fact insurance brokerage that believes customer service is still important to people. Contact us at our Calgary, Edmonton, Banff and Alberta offices.
