When a tree falls who pays

When a tree falls … who pays?

Alberta is home to many wild storms, and it’s unfortunately not unusual for our trees to become casualties. When fierce winds knock down your beloved 80-foot spruce tree, there is more than one loss to consider. There is the grief at the loss of the tree, then the aftermath of the damage caused.   As beautiful…

Working From Home? Consider Your Insurance

The rise of digital media has changed the way hundreds of thousands of Canadians work. It’s becoming increasingly common for people to work from home, either part-time or full-time. If you telecommute or operate a home-based business, you may need to later or update your homeowners insurance to properly protect your assets. Basic home insurance is not…

Alberta House Insurance Tip: Roof and Siding Maintenance

Your roof and siding are the two outermost layers that protect your home. These layers not only keep your home warm and dry, they also protect its structural integrity and other components. Hail, wind, heavy snow and rainstorms often result in flying debris that damage roofs and siding. When damage is minor, it often goes undetected. Failure to detect minor damage and/or…