Interactions between drivers and pedestrians can be difficult to manage, and in worst-case scenarios, they can be dangerous or downright deadly. While pedestrians need to remain alert and aware of their surroundings at all times while they’re on the streets, drivers also have an important role to play. Predicting pedestrian behaviour is a very important skill, particularly…
A classic car isn’t just another way to get around; it has sentimental value beyond its cost. Maybe it’s just like a car your grandfather owned, or it’s the one you dreamed of when you were younger. Regardless of the reason, if you’re thinking about purchasing a classic car, you should always look into insurance…
Typically, car insurance companies will reimburse you for the cash value of your car up until the date of the accident. However, new cars can depreciate very quickly, so if you are involved in an accident shortly after the purchase of your car, the amount paid to you will be based on the depreciated value…
Road trips can be fun, but there are many opportunities for things to go wrong. Driving on unfamiliar roads, and in possible extreme weather conditions, puts you at a higher risk for an accident. It is important for you and your family to be prepared for the unexpected. Polices purchased in Canada are only valid…
Being involved in an accident can mean a significant inconvenience while your vehicle is in for repairs. Depending on the damage, your car may be in the shop for days – or even weeks. If the other party to the accident was the one at-fault, there can be delays or disputes when trying to contact…
This is a common question that is asked of customer service agents at car rental companies all over the country. Many people assume that their auto insurance will follow them no matter what vehicle they are driving. This is not the case when it comes to rentals. Your policy will not automatically provide coverage for…
You’ve made the move to another city, and on top of the extra expenses of boxes and packing supplies, hiring movers, deposits for utility companies, and having your mail changed over, now you find out that the cost of your insurance has gone up too. When calculating premium rates, insurance companies consider many factors. The…
Typically, if you lend your car out to someone from time to time, and they have a driver’s license that is in good standing, your policy will provide the primary coverage in the event of an accident. If your friend has an insurance policy, their policy will likely only cover the amount over and above…
Everybody makes mistakes, but when you make a mistake driving your car, it can get expensive. Many traffic violations have a demerit point attached to them. When you commit a violation, the demerit points are added to your driving record. If you receive 15 or more demerit points in a 2-year period, your license will…
When inexperienced drivers are just starting out with their license, they have no prior record to prove that they practice safe driving habits. Since accident rates for young drivers have always been high, especially for young single males, insurance companies need to protect themselves against potential losses. This protection is passed on to young drivers…