Floods are defined as an overflow of water onto land that is normally dry, and are considered to be one of the most frequent natural hazards in Canada. Caused by melting snow or heavy rainfalls, they can occur at any time of the year and cause major damage to your home and belongings. Most homeowners…
For many people, their home is their most valuable investment. To protect this investment, homeowners frequently purchase their home insurance through their mortgage lender, who requires a minimum amount of insurance as a condition of the loan. While this amount of insurance satisfies the lender, it is often not anything close to the amount that…
Not all home insurance policies are equal, or equally priced. Since there is no such thing as a one-size-fits-all home insurance policy, it is a good idea to obtain quotes from a variety of Calgary home insurance companies in order to compare coverage and determine which policy options are best for you. You will usually…
Building your own house can be an exciting and highly rewarding experience, but it can also be a risky one. There are many perils that can occur with any construction project. While under construction, your new home is not covered under your existing home insurance policy. In order to insure your home during construction, you…
Staying current with building bylaws can be a challenge for which you need to be prepared. Just because your home met the required codes when it was built, it may not always stay that way. This becomes increasingly true in older homes, and the costs associated with meeting new laws can be significant. If you…
We all want to do whatever we can to keep our families safe and our belongings secure. Having a centralized burglar and fire alarm system installed in your home can give you that security and piece of mind, but did you also know it can save you money? The actual discount varies based on the…
Congratulations on your engagement! After spending countless hours shopping for the perfect engagement ring, it represents not only an investment of time and money, but it symbolizes your hopes for the future. Engaged couples have a million things on their mind: venues, guest lists, cake, the dress, and so many more. But if there is…
When people first start to think of insurance, it is typically related to their first car, or their first home, and it is usually because the law or bank requires us to purchase it. Although tenant insurance is not required, it is equally as necessary to have. Your landlord may have insurance that protects his…
In today’s real estate market, it is not uncommon for homes to remain unsold, forcing sellers to move and leave their property vacant. Vacant homes are at a higher risk for vandalism, malicious acts, water damage and glass breakage, meaning they are also riskier to insure. All Calgary home insurance contracts include a clause that…
Leaving your home unattended while you go on vacation can cause you to stress when you should be relaxing. This is especially the case during the winter months. What if the pipes freeze? What if there is an electrical fire? Failing to adequately prepare your home could turn out to be quite costly. Taking the…