Maintaining good driving habits and avoiding accidents will help keep your Calgary car insurance low. Unfortunately, bad habits are as easy to develop as good ones! Many local drivers have a tendency to follow others too closely, which is a very dangerous practice, especially in the winter. Snow and slick, slippery driving conditions make roads…
Thousands of people from Calgary lock up their houses and head on extended vacations without knowing their home insurance may offer only limited protection while away. According to a recent survey conducted by TD Insurance, only 12 per cent of Canadians who spend their winters in warmer climes double-check to make sure that their home…
Alberta is one of Canada’s most beautiful provinces, and many residents love to get outdoors with their recreational vehicles. ATVs and off-road motorcycles do require special insurance considerations, though, so ensure to protect your property properly before heading out on to one of this province’s many beautiful trails. Alberta Auto Insurance: Covering Your All-Terrain Vehicle…
Like all other Canadian provinces, Alberta has implemented car seat laws to protect children. While there were far fewer such regulations a generation ago, the increase in the number of vehicles on the road and enhanced scientific understanding of crash safety has prompted governments across the world to make child seats mandatory. In Alberta, failure…
Calgary condominium insurance is very important to keep in mind. As a condo owner, you may be faced with financial burdens that are unique to your situation. Special assessments are a prime example of just such an occasion. A special assessment occurs when a defect or problem arises with the building in which your condo is…
Internal Protection The inside of your premises will require security measures based on a number of factors including floor layout, equipment, and inventory. Consider measures necessary to protect your property from burglary during and after business hours. Cash Install a till-guard to avoid cash being taken from an open drawer Cash-out after locking the premises…
Think of the outside of your business as your first line of defense against forced entry as you consider the unique measures required to protect your business. Doors • Install exterior doors constructed from external grade materials based on local building code and manufacturer guidelines • Ensure exterior doors and frames are reinforced and well…
A lightning strike can result in damages ranging from power surges, fire, to loss of life. Along with annual visual inspections of your system, we recommend having your system inspected and ground conductivity tested every five years, at a minimum. Understanding the risks lightning poses and following some proactive steps can help you improve safety measures,…
Equipment Breakdown Protection: Think of the impact of your telephone system or cash registers breaking down, or how a problem with your heating and air-conditioning unit, refrigerator, or electrical panel would affect your business. Without equipment breakdown insurance, your business is at risk of absorbing the full impact of the cost of repairs, replacement parts,…
Following simple safety procedures can keep your staff and equipment safe, while reducing the risk of an accident and potential losses. Enforce strict rules banning open flame and smoking in areas where propane is stored or used Store tanks or cylinders: In the position for which they were designed Chained or locked inside a secure…