The refusal of an insurance claim is an issue that many people face at some point during their lives. While insurance adjusters are required by law to thoroughly investigate all claims and come to fair and transparent decisions, disputes arise from time to time, and as a policy holder, you should be fully aware of…
At the end of March of this year, Lane’s Insurance President Chad Mullen explained how weather trends of the past few years are likely to have an affect on home insurance rates. In light of the terrible flooding in Calgary and Alberta in June, it seems his warning is more important to heed than ever.…
If you’re soon to be married, or if you’re a newlywed, congratulations! Although it may not be as your romantic as your wedding was (or will be), now is the time to review your insurance coverage. Many people don’t realize it, but being married automatically qualifies you for lower insurance rates. You and your new…
It’s very much an understatement to say that Calgary and Alberta have been through a lot over the past two weeks. We know the floods have been devastating to many, and we at Lane’s are working as hard as we can to ensure your questions are answered as quickly as possible. As homeowners in Alberta…
The flood of last week has been confirmed to be the worst in southern Alberta’s history, and 26 communities remain under a state of emergency. BMO analystsBMO analysts have estimated damages could end up between $3-billion and $5-billion, and losses after insurance could reach $3.75-billion. At Lane’s Insurance our Calgary office was, fortunately, unaffected. We…
Identity theft has become a major problem in recent years, and a lot of unsuspecting victims in Calgary were twice disappointed when they discovered their standard homeowners insurance policies did not cover their losses. While home insurance policies are designed to protect you from losses caused by theft, there are circumstances that identity theft may…
Insurance policies are necessarily complex, containing precise and industry-specific language that can make it challenging for lay people to decipher exactly what is meant. While you should always understand what is and is not covered by an insurance policy before you subscribe, there are certain exceptional circumstances under which you may be able to make…
Last year’s heavy storms set a new record in home and auto insurance claims all over Canada. Unfortunately, here in Alberta the situation is quite extreme. Home insurance claims have exceeded premiums collected for the last five years, and with weather experts anticipating a continued pattern of severe storms for the near future, it seems…
Whether you just bought a new home or car, or one of your children is (terrifyingly) starting to drive, there are many reasons to review your insurance needs to make sure you have adequate protection. Have you ever considered your Calgary insurance situation in relation to changes to the world outside? The cost of just…
As a Calgary homeowner, you know there is a lot more to getting ready for winter than putting extra blankets on the beds and turning up the heat. While protecting your pipes by disconnecting your garden hose might not be the first thing on your winter home maintenance checklist, consider this: a frozen garden hose…